Financial Advice and Support
Navigating the financial implications of losing a loved one can be overwhelming, especially during such an emotional time. Understanding the financial support available and where to seek advice can help ease some of this burden. Below is a comprehensive guide from Shropshire Direct Cremation on the financial assistance and advice services available in the UK, along with their contact details.
1. Bereavement Support Payment
The Bereavement Support Payment is a financial benefit provided by the government for those who have recently lost a spouse or civil partner. This support comes as a lump sum payment, followed by monthly instalments depending on your situation.
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Eligibility
You must be under State Pension age, and your partner must have paid National Insurance contributions for at least 25 weeks.
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Contact
Phone: 0800 151 2012
Apply online: Bereavement Support Payment
2. Funeral Expenses Payment
If you're on a low income or receiving certain benefits, the Funeral Expenses Payment can help cover some funeral costs, including cremation or burial fees, death certificates, and travel expenses related to the funeral.
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Eligibility
You must be responsible for funeral costs and be receiving certain benefits, such as Universal Credit, Income Support, or Housing Benefit.
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Contact
Phone: 0800 152 2012
Apply online: Funeral Expenses Payment
3. Pension Credit Bereavement Payment
If you or your partner were receiving Pension Credit, you may be entitled to additional financial support after your partner’s death. This may include a one-off payment or ongoing financial assistance.
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Contact
Pension Service Helpline: 0800 99 1234
More information: Pension Credit
4. Charitable Support
There are several UK-based charities that provide financial support and advice to those facing hardship following a bereavement.
Turn2us
Turn2us is a national charity that helps individuals in financial need access welfare benefits, charitable grants, and support services. They offer online tools such as a benefits calculator and grant search.
The Money Advice Service
This service provides free and impartial advice on managing finances, debt, and planning for the future. They offer resources for handling the financial impact of bereavement.
StepChange Debt Charity
StepChange offers free debt advice and solutions, helping you manage your finances after a bereavement. They can assist with budgeting, dealing with creditors, and exploring options such as Debt Management Plans.
Cruse Bereavement Care
In addition to emotional support, Cruse offers guidance on financial matters that arise following a death, such as benefits and financial planning.
5. Local Authority Support
Your local council may provide additional services, including help with funeral costs or emergency grants. Contact your local authority to explore what assistance may be available.
7. National Bereavement Service
The National Bereavement Service offers free and confidential advice on practical and financial matters related to bereavement.
Seeking Financial Support
It's important to explore all the financial support options available after a bereavement. Whether you need help with immediate expenses or longer-term planning, these resources can offer support and guidance during a difficult time.
For more information or to discuss your needs, please don’t hesitate to contact Shropshire Direct Cremation. We are here to provide compassionate guidance and support.
